For flatmates
Shared bills, one record, no awkward chasing.
Rent, Wi-Fi, groceries, the gas bill. Write down who paid once, and when someone covers for someone else, record it as an IOU you both confirm.
Fewer group chats, more clarity.
Who paid what
Every shared bill is logged with the payer and the payment method, with a receipt photo if you like.
Learn moreIOUs that stick
Someone covers the rent shortfall? Record a loan. They accept it, and repayments are confirmed.
Learn moreEveryone's role is clear
One person owns the household, others join as members or viewers, and nobody changes things they should not.
Learn more
What it does, and doesn't.
It does
- Keep a shared record of who paid
- Track IOUs both sides confirm
- Export a PDF or CSV
It doesn't
- Split bills automatically
- Move or hold your money
- Connect to your bank
Common questions
Does HomiLedger split the bills for us?
Not automatically. It keeps one shared record of who paid what and how, and loans track IOUs between flatmates. Automatic splitting is not part of the product today.
Can a flatmate just look without editing?
Yes. The viewer role is read-only, so someone can see what is shared with viewers but cannot add expenses or income.
What if someone moves out?
The owner or an admin manages who is in the household. An owner of a household with other members must transfer ownership before leaving.